You probably think you are pretty switched on, and that if someone tried to scam you, you’d spot it a mile off. But what if the scammer was a family member? Someone you trusted, who begged for your help because they were really in trouble?

Yep, your commonsense will be hijacked by your emotion, and you’ll do whatever you think is needed to help them out.

This really interesting video from Starling Bank featuring actor James Nesbitt, shows just how clever modern tech can make fools of us all.